jesse3638
Hooked
I come to the forum as always in need of some information. This is related to an accident I was involved in yesterday (I'm not at fault). It was non-injury and caused what appears to be cosmetic damage only. It was my first one and was wondering what is the best way to proceed. I contacted the other parties insurance immediately and discovered he had as well. I was informed there may be a coverage issue but the adjuster had left for the day. This morning I received a call from her stating that it does not look like they will be covering the loss as it appears the driver is not covered. They recommended I contact my insurance company, which I did yesterday, and proceed with repairs that way. I'm not looking for any compensation simply to have my truck repaired and possibly my deductible reimbursed. I'm also not looking to have my rates increased as I was not at fault. What is the best way to proceed with this? As a disclaimer and not to cause a conflict of interest with any members offering advice the insurance companies involved are AAA and Statefarm. Thanks in advance.