My Ram kept me safe

JKbrick said:
Sorry this is in your thread 🥴 , but no they told her to take it where she wants


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No problem at all! I’m looking for any and all information as I start the next stage of this process. I’ve never been thru anything like this. Hell, I haven’t been in a car accident since I was 17 so this is all new territory for me.


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
wjtstudios said:
No problem at all! I’m looking for any and all information as I start the next stage of this process. I’ve never been thru anything like this. Hell, I haven’t been in a car accident since I was 17 so this is all new territory for me.


2015 JKUR AEV JK350
1985 Jeep Scrambler
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I’d be interested to see, and I’m sure they don’t, if they do anything to compensate her for the loss of value of the vehicle since it has a decent accident tied to it now. Yours will really take a value hit won’t it?


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JKbrick said:
I’d be interested to see, and I’m sure they don’t, if they do anything to compensate her for the loss of value of the vehicle since it has a decent accident tied to it now. Yours will really take a value hit won’t it?


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That’s a very good point, I would think that it would. Especially since anyone buying a truck like that intends to tow with it and to tow with a potentially compromised truck is a risk, the value to anyone buying the truck is going to be much less.


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
TOPLESS said:
That sucks! Glad you are ok and the family wasn’t with ya!
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Thank you. So glad they weren’t in the truck with me. For kids, experiences like that can leave significant scars. They’re 5 and 7 and I won’t even show them the pictures of the accident.


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
wjtstudios said:
That’s a very good point, I would think that it would. Especially since anyone buying a truck like that intends to tow with it and to tow with a potentially compromised truck is a risk, the value to anyone buying the truck is going to be much less.


2015 JKUR AEV JK350
1985 Jeep Scrambler
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I don't know about your state, but in Oregon the other insurance company is also liable for diminished value.

My wife was rear ended in her Volvo, 15 years ago by a 1997 Cummins, not a scratch on his truck, but bent the trunk lid and broke a taillight. The diminished value was $15,000.

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duktrx said:
I don't know about your state, but in Oregon the other insurance company is also liable for diminished value.

My wife was rear ended in her Volvo, 15 years ago by a 1997 Cummins, not a scratch on his truck, but bent the trunk lid and broke a taillight. The diminished value was $15,000.

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Interesting. Thank you. I’ve got a lot to learn over the next couple of weeks.


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
wjtstudios said:
Interesting. Thank you. I’ve got a lot to learn over the next couple of weeks.


2015 JKUR AEV JK350
1985 Jeep Scrambler
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Yeah the diminished value is a non starter thing here. They fix it back to factory specs so there’s “no value loss.” According to them at least. If you have gap insurance you can get a bit more so that you can replace a new vehicle with the same new vehicle with no depreciation. But in this state everything is a joke. You’ll get a fixed truck, you’ll get $1000 from the mini tort towards your deductible. You said alcohol was involved and that switches to civil suit as well which you can look into representation To go after their insurance for that. But that’s a whole different thing. Hopefully everything goes smooth for ya, most claims do, if they repair it and it’s not up to your satisfaction DO NOT sign anything or pick it up.


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Snboarder113 said:
Yeah the diminished value is a non starter thing here. They fix it back to factory specs so there’s “no value loss.” According to them at least. If you have gap insurance you can get a bit more so that you can replace a new vehicle with the same new vehicle with no depreciation. But in this state everything is a joke. You’ll get a fixed truck, you’ll get $1000 from the mini tort towards your deductible. You said alcohol was involved and that switches to civil suit as well which you can look into representation To go after their insurance for that. But that’s a whole different thing. Hopefully everything goes smooth for ya, most claims do, if they repair it and it’s not up to your satisfaction DO NOT sign anything or pick it up.


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Totally agree. Hopefully it is just totaled out and this all becomes a non issue. I have new replacement since the vehicle is only 5 months old with a 110% value. My uncle is a adjuster for car dealerships claims. He’s going to help me behind the scenes to make sure it all goes smooth. If it goes towards repair, he strongly suggest a full tear down inspection prior to any numbers being given. It’s the only way to truly identify mechanical and frame problems. He’s seen a number of vehicles start off with a standard repair claim only to open up Pandora’s box once they get into the engine bay and the vehicle is then totaled but with a huge amount of time wasted. We’ll see what the next couple of weeks bring.


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
wjtstudios said:
Totally agree. Hopefully it is just totaled out and this all becomes a non issue. I have new replacement since the vehicle is only 5 months old with a 110% value. My uncle is a adjuster for car dealerships claims. He’s going to help me behind the scenes to make sure it all goes smooth. If it goes towards repair, he strongly suggest a full tear down inspection prior to any numbers being given. It’s the only way to truly identify mechanical and frame problems. He’s seen a number of vehicles start off with a standard repair claim only to open up Pandora’s box once they get into the engine bay and the vehicle is then totaled but with a huge amount of time wasted. We’ll see what the next couple of weeks bring.


2015 JKUR AEV JK350
1985 Jeep Scrambler
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Hey, good to hear you got some help to get you thru all this mess. Hope it works out good for you Bill. You still feeling ok?
 
19YJ94 said:
Hey, good to hear you got some help to get you thru all this mess. Hope it works out good for you Bill. You still feeling ok?
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This☝️☝️How are you? Hearing about it has put me on alert. PTSD is real and should be addressed.
I experienced something similar years ago and never talked or tried to understand what I was feeling. I’ve picked up a couple of cues about how you feel and it’s messed up. Be honest about it. It’s easy to silver line it but stop and think how you were and how you are now. What’s changed and why?


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RCVRY said:
This☝️☝️How are you? Hearing about it has put me on alert. PTSD is real and should be addressed.
I experienced something similar years ago and never talked or tried to understand what I was feeling. I’ve picked up a couple of cues about how you feel and it’s messed up. Be honest about it. It’s easy to silver line it but stop and think how you were and how you are now. What’s changed and why?


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Thank you. I’m actually doing very well physically and mentally. Found out today that the lady that hit me only suffer a collapsed lung and that was a huge weight off my chest that I wasn’t involved with someone losing their life whether or not they deserved it. I think not having my family with me at the time is massive for the mental aspect of it. The truck is just a truck and the event could have been so much worse for all involved.


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
Man this is crazy, I cringe when thinking of how much force it took for the rear of that impala to fold in like this. Good to hear you are ok. Looks like the tuck kept you safe. Hope your claim goes smooth.
 
19YJ94 said:
Hey, good to hear you got some help to get you thru all this mess. Hope it works out good for you Bill. You still feeling ok?
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Doing great Rick, thank you. Got back home from the trip today. It’s good to get back to reality.

Saw the Ram for possibly the last time today in the day light on my way home. The engine is pushed back about 6”, both engine mounts are sheared. Both front frame rails are splayed out where it impacted the impalas engine, or that’s all I could figure that would’ve pushed those out. Looking at it from the side, you can barely see any damage, it’s crazy for how violent of a collision it was. Both front quarters where basically untouched. You get to the front and it looks like I drove into a tree the way the front is “v’ed” in. They build those things extremely well, it kept me safe.


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
Oof, glad to see that you’re doing ok. Scary looking pictures for sure! Maybe I missed it, but did the woman get charged with anything? I hope you get this all behind you soon!
 
sipafz said:
Oof, glad to see that you’re doing ok. Scary looking pictures for sure! Maybe I missed it, but did the woman get charged with anything? I hope you get this all behind you soon!
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Haven’t heard yet but she was intoxicated so I’d assume so. Thanks man


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
Well it’s bitter sweet, but the Ram was just totaled. It’s better from a safety standpoint and it’s the right move, but I did really enjoy that truck. So the Ram 2.0 will look something like this in about 4-5 months.

IMG_1307.JPG

So far Grange Insurance has been very helpful and responsive. Let’s see how the finish out.


2015 JKUR AEV JK350
1985 Jeep Scrambler
 
wjtstudios said:
Well it’s bitter sweet, but the Ram was just totaled. It’s better from a safety standpoint and it’s the right move, but I did really enjoy that truck. So the Ram 2.0 will look something like this in about 4-5 months.

View attachment 330109

So far Grange Insurance has been very helpful and responsive. Let’s see how the finish out.


2015 JKUR AEV JK350
1985 Jeep Scrambler
Click to expand...

You’ll like the new ram! Be sure to get that 12 inch screen!


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