Do you have any recommended companies for that type of policy? Most I've tried won't cover a late model Wrangler
...Aside from a CHUBB policy - they're nuts expensive but they will cover the wranglers. I actually heard of them by calling Starwood motors (who makes those terrible DUB edition looking pimped wranglers and a rare occasional badass build w a hemi). I asked how customers buying 70-130k wranglers are getting coverage beyond KBB values here - their main sales guy said "hmm, I don't know, you're the first to ever ask that... :naw::crazyeyes: " After investigation, a CHUB policy will cover any agreed value. 90k was nearly 4k a year (LOL NO).
I have Chubb for my AEV built JKUR.
I would have to look at the exact terminology on the policy and see if it is stated value or declared or replacement, etc....but jeep MSRP'ed at $64,500 new.
I certainly didn't pay that when I bought new, but one year old.
Coverage and rate is based off the MSRP on the AEV window sticker.
Agent required photos and AEV window sticker, etc.
I'd assume it is easier to do a built jeep with a "value" than a bunch of aftermarket parts on top of a stock jeep?
I had USAA before and disliked their service, Chubb was close in price, but better for coverage.
We have one home insurance policy through CHubb, so there is some discount for multiple policy.
I had my wife's 2011 BMW X5 quoted by Chubb and it was crazy expensive....so she's still on USAA.
I maybe should touch bases with my Agent and make sure we are all still on the same page after 6 months?
If I had to guess the Jeep policy is about $1,200 a year. No at-fault claims or moving violations on myself or wife for past 15 plus years or so.
If someone wants more specific details on my Chubb policy, PM me and I'll track them down for you.
Chubb is a hilarious name BTW