I see you are in Cali. you have a 2013 (penstar) and an Automatic trans. (WA580)... We the people will always have opinions, I for example live at 9000ft. in elevation and drive daily in the mountains, while another guy will live in Kansas and drives his beloved jeep on predominantly flat ground at 2400ft. in elevation. My last jeep (2015 rubicon with 37s and an Auto) had 5:13 gears and was great at elevation (9000ft.) but was horrible if the max speed limit was above 65mph. I think you really have to ask yourself a few questions, and the answer to those questions will give you your answer... Good luck and enjoy that jeep
1. Are my tires really 35 inches tall or it that just what the manufacture molds on the sidewall
2. what kind of driving am I going to do and were (a lot of highway at 75 plus on flat ground or 55 in mountain passes pulling a small trailer)
Then disregard people like me who have purpose built jeeps and the only thing more expensive in the driveway than their jeep is the converted Kenworth we use to pull the stacker trailer our jeeps call home when traveling.
Gears are a must when you swap the minimalist circumference of stock tires for something more robust, they relieve stress on the drivetrain, allow your motor to operate at a nominal RPM with larger tires and relieve your wallet of cash... Most of us with jeeps have had to ask ourselves the same question as your asking, no shame in that. I personally am a fan of 5:13s and 5:38s, but I also have 40 inch tires, a trany. with an appropriate overdrive ratio and a hemi to suck fuel and create carbon monoxide in great quantities...
Look up a RPM calculator and pick a ratio that best suites your overall needs, the penstar is a good motor, the auto has a slight overdrive and most manufactures of tires lie about the size. 4:56 is my guess unless you don't drive over 65mph, and OMG, LOCKERS, YYEESSSS.... then go have fun, you worked hard for it, every damn day you go to work think about the fun your going to have with your jeep when your not working..... and always remember, forums are good, jeeps are great and your opinion is all that really matters..........